PropertyTalk about a vague blog post title, "my lots are a mess." Well, that is the case. When I moved to my new home in October 2007, I discovered I had four property lots. One main property lot and the other three were like less than .1 of an acre each. Normally, I wouldn't care, it is not like people take notice to it.

My real estate lawyer suggested that I consolidate the four properties into one single lot. I got the info to do it, but it required several trips to several different government offices to make it happen. The reason she suggested it was to make it easier for the mortgage company on paying the taxes to the government. My first mortgage company really never had an issue, but I refinanced in March of this year and my new mortgage company cannot figure out how to pay taxes on more then one lot.

Every time taxes are due, I get a fine for not paying the $15 or so on each of the three minor lots. It is a huge pain because even though only $15 is due for three lots and the bulk of the taxes are paid on the main lot, there is still taxes due and technically, it can lead to serious legal issues.

So I decided to make the first step forward to consolidating my properties into a single lot. I went to one office today to start the process. That office gave me the info on where to go next, which was next door, so I went to get a letter that my town and school taxes are paid up.

Next I have to the village to get a letter that those taxes are paid up. Issue is, those taxes are not paid up. My mortgage company needs to pay them, hence the issue with them not paying taxes on the smaller lots. Once that gets paid, I will go to the village tax office, get the letter. Then I need to go to a different office in a different city to get another letter that my taxes are paid. Then I go to the real property services office and file papers then, and pay a fee. Then I go to the country clerk in a different building but same city, to file more papers. Then finally, I go back to the office I went to today and file the disclaimer with them and hopefully, by next year, I will have a single property.